01869 343511 info@kelberg.com
Equipment Finance

Finance built around your next truck or trailer

Our in-house brokerage arranges competitive funding alongside the equipment itself — one team, one deal, delivered sooner.

Talk to the team Browse Equipment Prefer your own broker? No problem, we can work with them too.
IN-HOUSE BROKERAGE

Equipment and funding, arranged under one roof

Arranging finance for your truck or trailer is one of the most important financial decisions your business will make. As well as supplying the complete vehicle, Kel-Berg has over 20 years’ experience arranging funding through our own in-house brokerage — working with a selected panel of funders to secure competitive rates for businesses of every size.

Keeping the whole deal in-house makes it easier to manage, which usually means your equipment is delivered sooner. Already have a broker you like to use? We’re happy to work with them too.

  • Access to a broad range of funders
  • Competitive rates to suit your circumstances
  • One point of contact for vehicle and finance
  • A simpler deal, equipment delivered sooner
Finance Products

Four ways to fund your equipment

Hire Purchase

The most common route

A straightforward, affordable route to ownership. Pay an initial deposit, then regular payments through the agreement until the equipment's value is fully repaid.

  • Despoit, then fixed monthly payments
  • Term and deposit shaped to your cashflow
  • Balance reduces to zero over the term
At the end of the term

The equipment is yours, owned outright, to run, keep or sell as you please.

Contract Hire

Fixed Fee, No Ownership

Lease new equipment for a fixed period at a fixed monthly fee, without taking ownership. Payments cover the difference between the equipment's initial value and its projected residual value — so you only repay a portion of its cost.

  • Fixed monthly fee, advance rentals upfront
  • Only portion of the value is repaid
  • New equipment on a fixed-term lease
At the end of the term

Hand the vehicle back, subject to Vehicle Return Standards such as condition and mileage.

Operating Lease

Use it without owning it

Use the equipment for a fixed term without the commitment of ownership. Rentals are based on depreciation, and Kel-Berg guarantees a buy-back price at the end of the lease — keeping the monthly cost down.

  • Lower monthly rentals, paid in advance
  • Buy-back price guaranteed by Kel-Berg
  • Vehicle Return Standards apply if handed back
At the end of the term

Buy the equipment or refinance the remaining balance — or simply hand it back.

Finance Lease

ON THE BALANCE SHEET, NO OWNERSHIP

Hire the equipment for a fixed period, with the vehicle appearing as an asset on your balance sheet — without the option of ownership. Choose the agreement length and pay monthly lease rentals in advance.

  • Shows as an asset on your balance sheet
  • Agreement length chosen to suit you
  • Monthly lease rentals paid in advance
At the end of the term

Option of a lump-sum final payment to bring your regular rentals down.

Across all our products we can also arrange low deposits, VAT deferrals and final balloon payments — and, where applicable, access to Government grants. Full terms and conditions for every product are available on request.

Finance Lease

Michael Addison

Michael Addison

Finance Broker Manager

Michael manages finance and funding, helping you spread the cost of new and used equipment. Ask him about finance packages.

Ronnie Verner

Ronnie Verner

Director/Sales

Ronnie is one of the longest serving team members, and one half of the sales team covering new sales for all chassis brands and body types we offer.

Simon Hall

Simon Hall

Director/Sales

Simon is also one of the longest serving team members, and the other half of the sales team covering new sales for all chassis brands and body types we offer, and used sales.

Ready to talk equipment finance?

Tell us what you're buying and how you'd like to fund it — we'll put the numbers together.